Home Ownership

You can use your savings capital, in whole or in part, in order to purchase or build an apartment or a house to live in, or to repay a mortgage. Instead of drawing the money, you can also offer your savings capital to your bank as security for a mortgage granted (pledging).

Please have a look at your last annual statement or contact Avadis if you want to know how much of your savings you can use for this purpose. They will also tell you what documents you need to hand in.

Please contact them 3 months before you need the money; the administrative effort required for this takes some time.